Tag: student loan debt


How we use our Employment Benefits to Maximize Every Dollar

There is more to your job than just your salary. Most people receive some kind of benefit at work. Whether they are non monetary like a flexible schedule or more tangible like an employee discount, we get more from our employers than our paychecks. Here are four valuable benefits that we use (or have used ...


Your 7-Day Guide to Financial Discipline

While you can’t strike it rich in 7 days, you certainly can organize your life enough in 7 easy steps (1 per day)┬áto improve your financial┬ámanagement skills. Monday: Maximize your retirement contributions, either to the maximum amount you can afford or to the IRS limit. If you have not yet started contributing, do at least ...


Path to a Million: 2017 Q2

  I have a lot to be excited about! Slowly but surely, my net worth is going up…up…UP! I’ve done nothing but CRUSH debt so far this year and an trickle of additional sources of income has helped increase our savings while I fought tooth and nail to keep our household expenses down. I’ll let ...


Student Loan Update – April 2017

When I graduated in May of 2017, I chose not to think about my student loans. It was a hot humid day but people traveled from different states to come see me complete another milestone. I was juggling full time work and a part time MBA program right when my husband was settling into a ...


Debt vs. Savings: What to Prioritize

Two of the building blocks of personal finance are saving money and paying off debt. Everything flows from these two principles. You can’t invest, start a business or retire if you are not saving and/or you are crippled by a mountain of debt. In an ideal world, we’d be maxing out our 401k and crushing ...


The 7-Step Guide to Healing Your Credit

Before you read this post, I encourage you to take a look at the previous blog that talks about what makes up a credit score. You will have a better understanding of how the steps that I am recommending will impact your score every step of the way. Welcome back! Now that you know what ...


The Lesson from For-Profit Colleges

In case you’ve been in Antarctica with limited cell service, you’ve heard of the disgraceful collapse Corinthian “college”, the corporation that has been mascarading as a higher education institution for several decades, preying on low-income, usually minority, individuals promising them a way out of dead-end jobs, while having inadequate accreditation and saddling them with absurd ...