Tag: saving money

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Tween Cash Hoarder

I find myself thinking about my childhood lately. I can’t pinpoint the reason why it’s coming up now. Maybe because I recently spent some time with a cousin I grew up with. She lives on the west coast and we don’t see each other often, although we do communicate by text a fair amount. As ...

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You Reap what you Sow

This title may be a little bit dramatic for the topic at hand. This will not be a post about karma or wrongdoing catching up to you. But it is a matter of a little bit of effort paying off, in this case in the form of a lower tax bill. (Disclaimer: I am not ...

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Simplify your life: 5 easy ways to save money

Reduce Housing Costs Refinance your mortgage to get a better rate. I found out that someone who sought my help for financial coaching was paying 7% on a mortgage, despite the fact that we are in a historically low interest rate environment where average rates (after 2 central bank increases) are now hovering around 4.5% ...

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Liquidity Management & My Student Loan Balance

My previous post shows that I still have a student loan balance. This is one target that I did not meet this year. Although my overall financial picture is relatively healthy, I failed to pay off my student loans as I planned to by the end of the 2018 first quarter. The question is why ...

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Harvard, the IRS & Pre-paid Cards – End of a Trilogy

Read parts one & two I live in the kind of town where people share helpful information on Facebook when they are taking breaks from being petty, sending each other nasty anonymous letters, and posting passive-aggressive messages about barking dogs, speeding and ill-mannered kids. So it was no surprise when someone posted an alert about ...

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Unimpressive Financial Literacy Theater

I consider myself a personal finance nerd. I have always been a hard worker, a saver, an investor who thirsts for knowledge on all money matters. I am an advocate for personal finance education, no matter what age. I have volunteered with adults at community centers, and I always encourage parents to set their kids ...

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Solar Update – September 2017

It’s time for another usual event: getting excited over receiving my utility bill. This year was my first full summer with the panels and I am pleased to report that they are performing as expected. I’ve had negative balances consistently since May which means not only do I not have to pay for the electricity, ...

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