Tag: Millennials

S

Selling a Dream: The Myth of Credit Repair Companies

Poor financial literacy, a shrinking middle class and rampant consumerism  have gotten Americans in a lot of trouble (read: debt). And for every problem, there’s always someone with an entrepreneurial spirit willing to offer you a solution for a fee. Allow me to introduce you to the credit repair guy. He can “boost your score, ...

O

October Budget Buster

What a disastrous month it has been for my budget. I’m usually not so doom and gloom, but my goodness! Our finances need a break. Despite some non-recurring, high expenses in September, we finished the month really strongly in the black and earning $2,500 more than we spent. We had an out of state wedding ...

I

It takes Luck to be Successful

Don’t mind me; I’m just practicing my click-bait titles… It is often said that if hard work was the only way to success, day laborers, farmers, etc. would all be millionaires. Hard work is a key to success. No one (except maybe lottery winners) has ever achieved anything in life by sitting around the house doing ...

G

Gentrification: If You can’t Beat ’em, Join ’em

As a woman of color who grew up in an unmistakable “hood” in Boston (one of the fast-becoming least affordable cities in this country), friends and family who live in the inner city are part of my circle of friends. As developers big and small start noticing under valued neighborhood due to rising costs and ...

Why Your Sources of Income Matter

As a first generation American, I grew up in an immigrant family where working more than one job is the norm. In fact, if you google Caribbean people and multiple jobs, there are sufficient jokes on that topic to lend some credibility to the stereotype. Watching several people in my family and close friends juggle their ...

S

Student Loan Update – September 2016

Boy, has it been a while since I’ve blogged. It’s been a really busy summer for my family, and while some of our activities haven’t all been fun, these past few months have been really good for us, both on a personal and financial level. As I previously mentioned, we were working on getting our solar panels ...

You’re on Notice

  It wasn’t too long ago that I talked about the importance of never getting comfortable with your level or source(s) of income. I’m a big promoter of always seeking different income streams as well as seeing how you can get raises. Your ultimate goal should be to be in control of an amount of ...

Advertisements
Advertisements