Tag: Loans

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Liquidity Management & My Student Loan Balance

My previous post shows that I still have a student loan balance. This is one target that I did not meet this year. Although my overall financial picture is relatively healthy, I failed to pay off my student loans as I planned to by the end of the 2018 first quarter. The question is why ...

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Unimpressive Financial Literacy Theater

I consider myself a personal finance nerd. I have always been a hard worker, a saver, an investor who thirsts for knowledge on all money matters. I am an advocate for personal finance education, no matter what age. I have volunteered with adults at community centers, and I always encourage parents to set their kids ...

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Selling a Dream: The Myth of Credit Repair Companies

Poor financial literacy, a shrinking middle class and rampant consumerism¬† have gotten Americans in a lot of trouble (read: debt). And for every problem, there’s always someone with an entrepreneurial spirit willing to offer you a solution for a fee. Allow me to introduce you to the credit repair guy. He can “boost your score, ...

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Student Loan Update – April 2017

When I graduated in May of 2017, I chose not to think about my student loans. It was a hot humid day but people traveled from different states to come see me complete another milestone. I was juggling full time work and a part time MBA program right when my husband was settling into a ...

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Savers Rejoice!

Your time has come. After nearly a decade, long suffering frugal people are on track to be rolling in the though again. Not exactly, but pretty much. Sorta… Yesterday, the Washington Post reported that the Federal Reserve raised interest rate by another 0.25%. Just to be clear, the FRB does not set interest rates. However, ...

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Applying for a Mortgage: The 5 Cs

I talk a lot about real estate, but we all know real estate is expensive. There are few, if any, of us with the capabilities of buying real property with cash. Even some of the people who are in a position to do it, choose to leverage their net worth and maximize their purchasing power ...

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We Need to Talk Money

I got a call last week from someone who wants to buy a house. He wanted to share the good news with me that he spoke to a lender who told him if he had $5-6,000 he could get a mortgage.

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