Tag: investment property

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No Rest for Dead Presidents: My Dollars aren’t Lazy Bastards

What an awful headline. But I’m not feeling particularly creative today so it will have to do. In an introductory investment post, I liken dollars to employees who must work to make my life better. Money has a significant advantage over us when it comes to working and earning potential. We get tired, we need ...

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Introduction to Investing

I often talk about the importance of financial independence; at least to me. However you can’t achieve that through working only. Your earning potential is limited as a wage earner and only the most exceptional and/or connected will ever get to a salary level where their earnings alone will make them independently wealthy. So the ...

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Selecting the Right Investment Property

I’ve brought up real estate a number of times. It is a great tax saving tool, appreciating asset and source of income. I’ve also brought up the role that real estate plays in my life, whether it’s through me getting a good deal on my primary residence, helping clients with their real estate transactions or ...

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Applying for a Mortgage: The 5 Cs

I talk a lot about real estate, but we all know real estate is expensive. There are few, if any, of us with the capabilities of buying real property with cash. Even some of the people who are in a position to do it, choose to leverage their net worth and maximize their purchasing power ...

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The Difference between winning and losing

Will you be crafty or will you complain? Which one you decide to do could very well be the determining factor between whether you win or lose. The presidential campaign exposed the underbelly of  hatred and division that runs deep in this country. Some of us in the real world always knew they existed. Others were in denial ...

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Gentrification: If You can’t Beat ’em, Join ’em

As a woman of color who grew up in an unmistakable “hood” in Boston (one of the fast-becoming least affordable cities in this country), friends and family who live in the inner city are part of my circle of friends. As developers big and small start noticing under valued neighborhood due to rising costs and ...

Why Your Sources of Income Matter

As a first generation American, I grew up in an immigrant family where working more than one job is the norm. In fact, if you google Caribbean people and multiple jobs, there are sufficient jokes on that topic to lend some credibility to the stereotype. Watching several people in my family and close friends juggle their ...

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