Tag: credit


Fraud Alerts, Hacks, and Insider Trading

You’d have to be under a rock to not have heard of the Equifax hack that exposed the personal information of millions of customers (143 millions to be exact) that amount to essentially 1/2 of the entire U.S. population. It’s alarming and frustrating because the nature of their organization does not allow us to opt ...


Cash Back Queen

As much as I hate spending, it’s a necessary evil. Before I moved further away from the city and before I was married, I had fewer expenses and less variables that were determining factors in my spending habits. While my husband and I are on the same page about the basics of money (spending less ...


10 things everyone should do before 30 to improve their financial lives

Whether it’s due to helicopter parenting, growing up in rough economic times, or some combination of both, millennials are not thriving economically. It is becoming such a problem from older millennials like myself who have been out on their own for a number of years, that people are actually cashing in on our generation’s lack ...


The 7-Step Guide to Healing Your Credit

Before you read this post, I encourage you to take a look at the previous blog that talks about what makes up a credit score. You will have a better understanding of how the steps that I am recommending will impact your score every step of the way. Welcome back! Now that you know what ...


Why You Should Check Your Credit Report

If you have not figured it out by now, your credit history is extremely important. Credit has transformed from something financial institutions used to determine if you can be trusted with their money, into something everyone else uses to assess your character. Here are some (unexpected) uses of your credit report: Insurance Companies: They are ...