Tag: credit cards

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Unimpressive Financial Literacy Theater

I consider myself a personal finance nerd. I have always been a hard worker, a saver, an investor who thirsts for knowledge on all money matters. I am an advocate for personal finance education, no matter what age. I have volunteered with adults at community centers, and I always encourage parents to set their kids ...

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Selling a Dream: The Myth of Credit Repair Companies

Poor financial literacy, a shrinking middle class and rampant consumerism¬† have gotten Americans in a lot of trouble (read: debt). And for every problem, there’s always someone with an entrepreneurial spirit willing to offer you a solution for a fee. Allow me to introduce you to the credit repair guy. He can “boost your score, ...

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Fraud Alerts, Hacks, and Insider Trading

You’d have to be under a rock to not have heard of the Equifax hack that exposed the personal information of millions of customers (143 millions to be exact) that amount to essentially 1/2 of the entire U.S. population. It’s alarming and frustrating because the nature of their organization does not allow us to opt ...

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I Create my own Sales

While I have a 9-5 where someone else tells me what to do and how to do it, I like to see myself as a “boss” in every other aspect of my life. I make my own schedule with my real estate work, I set my own prices for my rental properties, I determine what ...

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Loyalty: How We Treat Ourselves for Less

One of the most common overspending traps that we fall into is the idea that we deserve that (expensive) purse, that (overpriced) gadget, or that trip to Hawaii. While that is a slippery slope to getting off track financially, we should still seek to have balance in our lives. Budgeting can quickly become a chore ...

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10 things everyone should do before 30 to improve their financial lives

Whether it’s due to helicopter parenting, growing up in rough economic times, or some combination of both, millennials are not thriving economically. It is becoming such a problem from older millennials like myself who have been out on their own for a number of years, that people are actually cashing in on our generation’s lack ...

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American Express Platinum Members Rejoice!

As a frugal, personal finance junkie who is in a serious pursuit of financial freedom, I want to preface this post by saying: this is not for amateurs. The average american has thousands in debt, little in the ways of savings and barely any control over their personal finances. Therefore, if you are just starting ...

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