Tag: credit card debt


Fraud Alerts, Hacks, and Insider Trading

You’d have to be under a rock to not have heard of the Equifax hack that exposed the personal information of millions of customers (143 millions to be exact) that amount to essentially 1/2 of the entire U.S. population. It’s alarming and frustrating because the nature of their organization does not allow us to opt ...


Your 7-Day Guide to Financial Discipline

While you can’t strike it rich in 7 days, you certainly can organize your life enough in 7 easy steps (1 per day)┬áto improve your financial┬ámanagement skills. Monday: Maximize your retirement contributions, either to the maximum amount you can afford or to the IRS limit. If you have not yet started contributing, do at least ...


Adulting 101: Big Girl Money

Adulting is hard. It’s even harder for the millennials who came of age during or after the Great Recession. It certainly doesn’t help that financial literacy has always lacked in our society. So I decided to put together a list of 10 things you can do to manage your personal finances like a grown up. ...


10 things everyone should do before 30 to improve their financial lives

Whether it’s due to helicopter parenting, growing up in rough economic times, or some combination of both, millennials are not thriving economically. It is becoming such a problem from older millennials like myself who have been out on their own for a number of years, that people are actually cashing in on our generation’s lack ...


The 7-Step Guide to Healing Your Credit

Before you read this post, I encourage you to take a look at the previous blog that talks about what makes up a credit score. You will have a better understanding of how the steps that I am recommending will impact your score every step of the way. Welcome back! Now that you know what ...


The Anatomy of a Credit Score

What makes up a credit score? Credit scores are the most popular mysteries. We know they’re important and we know that we all have one. Furthermore, people and organizations who are not┬álenders that we interact with (landlords, insurance companies, employers) are placing increase value on the credit score as they evaluate us in all aspect ...


Why You Should Check Your Credit Report

If you have not figured it out by now, your credit history is extremely important. Credit has transformed from something financial institutions used to determine if you can be trusted with their money, into something everyone else uses to assess your character. Here are some (unexpected) uses of your credit report: Insurance Companies: They are ...