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A Harvard fellow, an IRS Agent named Devontae & an electric company that demands gift cards

What do all these things have in common? They should be featured on American Greed. All three are scams. The Harvard Fellow Circa 2011, I was wondering if I was good with kids. As an only child, I did not have much interactions with people younger than myself. My friends were generally my age and ...

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Unimpressive Financial Literacy Theater

I consider myself a personal finance nerd. I have always been a hard worker, a saver, an investor who thirsts for knowledge on all money matters. I am an advocate for personal finance education, no matter what age. I have volunteered with adults at community centers, and I always encourage parents to set their kids ...

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Selling a Dream: The Myth of Credit Repair Companies

Poor financial literacy, a shrinking middle class and rampant consumerism  have gotten Americans in a lot of trouble (read: debt). And for every problem, there’s always someone with an entrepreneurial spirit willing to offer you a solution for a fee. Allow me to introduce you to the credit repair guy. He can “boost your score, ...

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Solar Update – September 2017

It’s time for another usual event: getting excited over receiving my utility bill. This year was my first full summer with the panels and I am pleased to report that they are performing as expected. I’ve had negative balances consistently since May which means not only do I not have to pay for the electricity, ...

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Fraud Alerts, Hacks, and Insider Trading

You’d have to be under a rock to not have heard of the Equifax hack that exposed the personal information of millions of customers (143 millions to be exact) that amount to essentially 1/2 of the entire U.S. population. It’s alarming and frustrating because the nature of their organization does not allow us to opt ...

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Not Saving Could Cost You Your Life

I am glued to my screen, just like every other American, watching in horror as disaster after disaster ravage the Caribbean and southern states. As I see the images unfold, I watch with sadness but also with frustration as news networks routinely interview people who refuse to refuse to evacuate. While I understand that some ...

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What Can you do with $1,400 a Month?

I don’t know about you, but for me, not much. But according to the Social Security Administration, that is approximately the average monthly benefits that retired seniors were receiving as of December of 2016. This highlights the importance of having limited reliance on Social Security income later in life. It is no longer enough to have ...

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