Month: April 2016


What Is Middle Class?

I love election season. It’s the time of year that the middle class gets the most attention. We finally get to be the belles of the ball! The rest of the time, billionaires are being pampered with corporate subsidies and the poor are trying to access government resources to close the financial gaps preventing them ...


Your Friend’s Reality

This is a story about a girl* who travels with her husband, eats out, has parties, wears nice jewelry and gets her nails and hair done regularly. She is a college graduate, who works full time, owns 2 cars and has the 2.5 kids. Certainly, she’s living the American dream. She lives in a nice apartment. Who ...


Focus on what you have

I don’t know if this its a symptom or a cause of a consumerist society, but in wealthy western countries, we spend a significant amount of time thinking about what we don’t have. We constantly compare ourselves to our peers to see if we’re meeting manufactured milestones that carry no weight in measuring our true success. ...


Every Little Bit Counts

If you had a $1,000,000 in cash, I bet you’d consider yourself a millionaire, correct? Well what if I swiped $5? Or even $1? Would you still be a millionaire? You’d still be pretty rich, but not quite the text book definition of a millionaire. The point I’m trying to make with this illustration is ...


FinTech: Innovative Cents

I got my first taste of the “future” this morning and I have to say I’m kind of impressed. Yesterday, I had a paid focus group where I received $125 for talking about my insurance company for an hour. But when I got my compensation, something was different. Instead of the thin envelope with a ...


April 2016 Budget

It’s the end of the month and I’m doing one my favorite things: reviewing my budget. If you’ve read any of my previous posts, you’ve likely figured out by now that I enjoy being frugal and keeping a close eye on my finances. In no small part due to my desire to: 1) get out ...


What I Wish I Knew

Is there anything you wish you knew before you graduated high school? Anything you wish the grown folks would have shared with you before they let you loose? If you’ve made countless mistakes that you followed up with an exasperated “Well, it’s not like anyone ever told me…”, I encourage you to add to this ...